Earnings Loss Benefit
Increase to Earnings Loss Benefit
Effective October 1, 2016, Veterans Affairs Canada (VAC) increased the Earnings Loss Benefit (ELB) calculation to ensure your total income will be at least 90% of your gross pre-release military salary.
This includes all amounts you currently receive. This includes your CAF pension, employment or disability insurance, and worker’s compensation.
Pre-release military salary
This is determined using your basic salary. It does not include additional amounts for incentive pay, overtime, overseas deployments, etc.
The Earnings Loss Benefit is a taxable, monthly benefit that ensures your total income will be at least 90% of your gross pre-release military salary.
Do I qualify?
You may qualify if you are a Canadian Armed Forces (CAF) Veteran taking part in VAC rehabilitation services.
The benefit is also available to qualified survivors and dependents.
How to apply
Your VAC case manager can assist you with your application.
You can also fill out the application and mail it to us.
If you are currently a recipient of the Canadian Armed Forces Long Term Disability (CAF LTD) program, please fill out this application and send it to us. Please include the Manulife Member Statement that was sent to you by the Canadian Armed Forces.
The benefit is paid until you have completed your rehabilitation plan or have reached age 65. After that, you may qualify for the Canadian Forces Income Support.
Did you find what you were looking for?
Living outside of Canada?
Monday to Friday, 8:30 to 4:30, EST
United States 1-888-996-2242 (toll-free)
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Any other country 1-613-996-2242 (collect)
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