Group Health Insurance
What is Group Health Insurance?
Our Health Benefits Program offers eligible Veterans and certain survivors access to group insurance under the Public Service Health Care Plan. Participation is voluntary and may complement other medical coverage you may have from other sources, such as treatment benefits or rehabilitation services from VAC, private insurance, etc,.
If you qualify and choose to participate in the Public Service Health Care Plan through Veterans Affairs Canada, you will be required to pay a monthly contribution depending on the type and level of coverage chosen. The Public Service Health Care Plan provides coverage for a wide variety of health-related products and services and 80 percent of the cost for most eligible expenses is reimbursed.
For terms and conditions of coverage, as well as detailed information regarding the benefits provided, please call Sun Life, toll-free, at 1-888-757-7427 or visit the Sunlife website Sun Life Financial - www.sunlife.ca/PSHCP or the Public Service Health Care Plan main page http://www.pshcp.ca.
- Regular dental coverage is not available as part of the Public Service Health Care Plan through Veterans Affairs Canada.
- Effective January 1, 2015, the annual deductible will be eliminated. Plan members will no longer have to pay the first $60 for single coverage or $100 for family coverage per calendar year.
- Effective April 1, 2015, VAC participants’ cost sharing will to move to a 50:50 (Government of Canada to VAC participant) cost sharing model and will be phased in over a four-year period.
- Relevé 1: Information for residents of Quebec.
- For additional details on changes to the Plan, visit Treasury Board website Public Service Health Care Plan FAQ’S.
Do I Qualify?
You can apply for Public Service Health Care Plan coverage through Veterans Affairs Canada, if you are:
- A former Canadian Armed Forces member who released on or after April 1, 2006, has been approved for SISIP Long Term Disability (SISIP LTD)
- A former Canadian Armed Forces member who is eligible for the Rehabilitation Program but not eligible for the Public Service Health Care Plan post-release.
- The survivor of a Canadian Armed Forces member or Veteran, who died after April 1, 2006 as a result of their service-related injury or illness, and you are not otherwise eligible for the Public Service Health Care Plan.
How Do I Apply?
Contact us for assistance.
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Living outside of Canada?
Monday to Friday, 8:30 to 4:30, EST
United States 1-888-996-2242 (toll-free)
United Kingdom, Germany, France, or Belgium 00-800-996-22421 (toll-free)
Any other country 1-613-996-2242 (collect)
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